Need an appraisal in Frankfort or Franklin County?The top 7 reasons Kentucky homeowners hire Browning Appraisal:
At Browning Appraisal, we understand the individual needs of a customer looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. Pre-listing Services/For Sale by Owner (FSBO)It's very hard to be objective about your own house because you most likely have an emotional attachment to it. Our professional appraisers at Browning Appraisal are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very valuable as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's market value, not just how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value opinion than yours.Challenge Franklin County's assessment of your propertyYour local tax assessor may have your home overvalued if you live in an area that is going down or is not appreciating as much as other properties nearby. This only means you are paying higher taxes than you should be paying. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from Browning Appraisal is your perfect weapon when contesting your property tax assessment.PMI Removal AppraisalsA fashionable way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're seasoned in helping customers just like you remove unwanted and unneeded PMI insurance.Recently got a freeze to your HELOC?Your lender may choose to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. This can be troublesome from a cash flow standpoint, and harmful to your credit score since it may appear as though that credit line is maxed out. Browning Appraisal can help you reinstate your home equity line of credit with efficient appraisal.We Offer Field and Desktop Appraisal Review ServicesDo you need a veteran appraiser to double-check your appraisal for verity, or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Browning Appraisal can go out and check the subject and comps in question in a field review. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide a retrospective review of any appraisal you may have had in the past. Although most review work is requested by lenders, homeowners that have reason to believe they've been the victim of mortgage fraud are wise to get a second opinion. |
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